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03

Real Estate

Modern House

Are you buying or selling real estate?

Whether you are buying, selling or refinancing, you will receive our friendly and personal attention. There are no assembly lines here! We offer competitive real estate packages to ensure that you are getting the best value for your money.

Real Estate
Packages

​Selling a residential property:

 

$899.00 (plus disbursements* + HST)

 

This includes the payout and discharge of one mortgage.                Additional fees may apply if additional payouts are required.

 

Disbursements for a sale transaction:

  • Law Society of Ontario Transaction Levy (currently $65.00 + HST)

  • Certified Cheque fees

  • Courier charges


 

​Buying a residential property:

$1,325.00 (plus disbursements* + HST)

 

This includes arranging a new first mortgage with Bank of Montreal, CIBC, Royal Bank, Scotiabank and TD Canada Trust.

 

​​For all other mortgage lenders, excluding private lenders, please add $250.00 plus HST.

Disbursements for a purchase transaction:

  • Land Transfer Tax (based on purchase price) 

  • Title Insurance (based on purchase price and amount mortgaged)

  • Registration of the Transfer and Mortgage (currently $82.00 per registration)

  • Title and Writ Search costs

  • Courier and certified cheque fees

  • Lender/broker fees and/or software charges (if applicable)

 

For property purchases in the City of Toronto, the following additional disbursements apply:

  • Municipal Land Transfer Tax Administration Fee (currently $82.86 + HST)

  • Municipal Land Transfer Tax (based on purchase price)

 

First time home buyers:

For more information on eligibility for the First Time Homebuyer Land Transfer Tax Rebate, please click here:  https://www.ontario.ca/document/land-transfer-tax/land-transfer-tax-refunds-first-time-homebuyers

Residential Refinancing:

 

Refinancing with Bank of Montreal, CIBC, Royal Bank, Scotiabank and TD Canada Trust:

 

$699.00 (plus disbursements* + HST)

 

This includes the payout and discharge of one mortgage.               Additional fees may apply if additional payouts are required.


 

Refinancing with other lenders, excluding private lenders:

 

$999.00 (plus disbursements* + HST)

 

This includes the payout and discharge of one mortgage.  

 

Additional fees may apply if additional payouts are required.

 

Disbursements for a refinancing transaction:

  • Title Insurance (based on amount mortgaged)

  • Registration of the Mortgage (currently $82.00)

  • Title and Writ Search costs

  • Courier and certified cheque fees

  • Lender/broker fees and/or software charges (if applicable)


 

For new construction purchases including occupancy, private lender transactions and commercial property transactions, please contact us for a quote at: 905-436-9015.

 

Additional fees may apply should the property be subject to writs of seizure and sale or to resolve title issues.

 

Prices are subject to change without notice.

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